If a person requires skilled care after a hospital stay of at least three days, then Medicare will cover a portion of that person’s care in a facility. According to the applicable federal law, Medicare will provide payment in full…
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Medicaid Income Requirements for 2024
In order to obtain Medicaid assistance to pay for long-term care, a person must satisfy three basic requirements for the program. First, the individual must be in “clinical” need of Medicaid assistance. There must be a medical or underlying health…
Medicaid Allows a Spouse to Keep More Assets in 2024
The cost of long-term care can be catastrophic. Families have lost virtually all of their life savings due to the tremendous cost of long-term care in a facility. Fortunately, there are a number of laws that protect a healthier spouse…
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Protect Home for a Spouse
If a spouse requires long-term institutional care then it will have a significant impact on the family’s finances. Only after the assets have been spent down will Medicaid provide coverage for that spouse’s long-term care needs. This is known as…
Medicaid Changes Rules on Spousal Support
Both federal and state laws allow a portion of a person’s income to be paid to the healthier spouse. The healthier spouse is referred to as the “community spouse”. The amount of the spousal support is based upon a very…
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