Medicaid provides coverage for an individual’s long-term care costs, including institutional care in a facility. In order to qualify for Medicaid, an individual must be poor. Medicaid has stringent rules relating to financial eligibility, including the five year look-back rule. …
Tag: New Jersey law
Protect Home for a Spouse
If a spouse requires long-term institutional care then it will have a significant impact on the family’s finances. Only after the assets have been spent down will Medicaid provide coverage for that spouse’s long-term care needs. This is known as…
Medicaid Changes Rules on Spousal Support
Both federal and state laws allow a portion of a person’s income to be paid to the healthier spouse. The healthier spouse is referred to as the “community spouse”. The amount of the spousal support is based upon a very…
Changes to Medicaid Rules for Married Couple
When a spouse requires long-term care it can result in devastating financial hardship for the healthier spouse. There are special federal and state laws, however, that prevent the healthier spouse from being impoverished. One of these provisions of the laws…
New Medicaid Rules Concerning Spousal Support
If a spouse requires long-term care then Medicaid has strict rules with respect to resource and income eligibility. After the family’s resources are spent down, then the institutionalized spouse will be entitled to Medicaid assistance to pay for his or…
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